Before purchasing a car insurance

THIS IS A MUST READ MATERIAL, BEFORE PURCHASING CAR INSURANCE.

Please be acknowledge that you could get less rate for the same coverage policy from different insurance companies. There are many aspects the Insurance companies consider before quoting a policy, like your driving record, year of your car and many things else.

1. Profoundly Consider the coverage.

You should ask to the insurance company, all kinds of coverage they offer. Go to the coverage list, read in detail and carefully, do not presume anything, ask for clearness. Just because you got coverage on a flood disaster on minimum coverage, in your previous state, doesn’t mean it applys in other state too, even in the same insurance company.

When you are provided with the full list of what coverage they offer, pick the coverage wisely, cause you don’t want to pay protection for something that is unlikely to happen, while the insurance company keeps offering as many coverage as possible.

2. Compare the rate.

Do not presume that all insurance companies will charge the premium with only slit difference to each other. You would surprisingly find the difference until few hundred dollars for same coverage in same state. So do the comparison.

3. Ask for Discounts.

If you have good driving record, you may be eligible for some discount on your premium. And if you are a mature people, you may get more discount. Like the driving record and age, there are several more factors that potentially “shrink” your insurance premium.

· The number of miles you drive a year.

· Where you live.

· The car you drive.

· The amount of coverage.